Effective Immediately!!

Effective immediately credit cards are off limits until further notice. The only exceptions are as follows, when I buy Modern Warfare 2 in November since I already reserved it, when I go to the dentist, I know, I know, when I fill up the car on Fridays and in case of an emergency, buying fast food is not considered an emergency. I want to concentrate on paying my debt as much as I can before the year is over and not using my credit cards will be a great start.